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Once again the financial markets start the year with a high level of uncertainty. The Governor of the Bank of England has to grapple with the problem of when to raise interest rates. Many people are now suggesting 2017 but, as we normally follow the US, it seems more likely that it will be this year. On the property front the Government seems determined to weaken the buy to let market & this could have an adverse effect on prices. The restriction in tax relief on loan interest (from April 2017) & the extra 3% stamp duty on buy to let or 2nd homes (from April 2016) may well drive out many landlords or encourage the sale of some property to pay down debt.
The new dividend tax regime effective from 6 April 2016 will affect many people especially owners of Companies with low salaries and high dividends. An additional dividend in this current tax year may well be beneficial. If you require any advice then please contact the Partner responsible for your affairs.
Our own view of the local economy is positive & many clients are showing improved turnover & profit. Our Company Secretarial department incorporated on average more than 1 new limited company per week last year & the offer to form companies for clients for the sum of £25 plus VAT has been extended until 30 June 2016. Further details are on this website.
The introduction of compulsory workplace pensions (known as Auto Enrolment) has brought many clients into the Office to attend one of our free presentations which last for approximately 1 hour. These are held in small groups of up to 8 people on Friday mornings & the schedule for 2016 is looking very busy. Book now to avoid disappointment!
Our Financial Services business, EC Financial Services Limited, has now been trading for 10 years under the excellent leadership of David Carr. The business has 6 employees & with further growth anticipated we needed more space & were fortunate to find another office, conveniently located 75 yards away, at 122 New London Road. If any advice is required please contact David or his Co Director Kevin Bray via their website www.ecfsltd.co.uk
Happy New Year
David Drain Managing Partner (& David Bowie fan)
11 January 2016
Unfortunately we live in an age where there are a few people who make it their business to intercept emails and steal information. For this reason emailing documents unencrypted is not entirely secure and can put your information at risk. To combat this we are introducing a client portal that sends your documents to a secure website. You will have your own log in details and will be able to see any documents we send you. You’ll have access to them anytime, anywhere. All you need is access to the internet (this can be via smartphone or tablet).
This means that you won’t need to search old emails from us to find documentation or information. It will all be readily available through the portal for up to 12 months.
Through the portal you’ll also be able to sign documents off via the internet. This means no trips to the post office to send signed documentation back to us. One click through the portal and you will have signed a document, with the signed copy automatically sent back to us.
This is the future of document sharing and we are pleased to be introducing this measure which will increase your security as well as your access to documentation.
We will soon be sending a document out which will prompt you to Activate your account.
Edmund Carr continue to monitor the changing landscape on a daily basis and are following all advice issued by the Government and Public Health England extremely closely.
The health and well-being of all our staff, clients and business partners are essential to us and we will continue to put their safety first.
Edmund Carr has established robust business procedures to ensure that we can continue to operate a full accounting, tax, payroll and advice service, with the minimum of disruption to all.
As part of our review we have decided to restrict contact with other parties, and business travel, to an absolute minimum.
Above all else we are here to assist and help wherever possible should the need arise, so please continue to contact us in the normal way.
Thank you for your continued support and understanding.
Stewart Martin – Partner
For and on behalf of Edmund Carr LLP