Express Report

THE ROYAL BANK OF SCOTLAND GROUP PUBLIC LIMITED COMPANY


Statutory Information
 
Previous name: ROYAL BANK OF SCOTLAND GROUP PUBLIC LIMITED COMPANY(THE) (until 23/03/1994)
 
Registered Number: SC045551 Incorporation Date: 25/03/1968
 
Registered Office: 36 ST ANDREW SQUARE
  EDINBURGH 2
  EH2 2YB
 
Latest Filed Accounts: 31/12/2003
Analysed Accounts: 31/12/2004
Issued Capital: N/A None
 
Company Status: Quoted
  Public limited with share capital
  Scottish companies registered under Part 1 of the Companies Act
Type of Accounts: Group
 
Directory Information
 
Trading Address: -
 
Telephone Number: - Fax Number: -
 
Auditors: Deloitte & Touche LLP
Bankers:
Principal Activities: A group engaged in the provision of a range of banking, insurance and other financial services. T/O = Gross operating income plus net earned premiums.
 
Principal UK SIC Code:
65121 Banks
 
Risk Information
 
Risk Score
31/12/2004 67 Credit Limit (GBP): 1,200,000,000
31/12/2003 63 Insolvency Proceedings No
    Winding-Up Petitions: None since Jan. '92
    Mortgage Transactions: No
The latest accounts were filed in time but the previous accounts were late. The period to 31/12/2004 saw a very significant increase in Sales from £26,315,000,000 to £32,196,000,000. Pre-Tax Profits increased from £6,076,000,000 to £6,917,000,000. The resultant Profit Margin of 21.48% (previous = 23.09%) compares favourably with the industry average of 17.61%. Shareholders Funds increased from £26,098,000,000 to £31,865,000,000, whilst Total Assets increased from £454,439,000,000 to £583,467,000,000. The resultant Gearing Ratio of 0.05 (Previous = 0.06) compares unfavourably with the industry average of 0.09. CCJ information has been linked to this company - please see the list.
 
County Court Judgments Summary: Number of exact unsatisfied CCJs None
Number of probable unsatisfied CCJs: 1 Totalling: GBP97.00
Number of possible unsatisfied CCJs: None
 
Ownership
 
GROUP STRUCTURE
Holding Company: None
Ultimate Holding Company: None
 
Accounts
 
Date of Accounts 31/12/2004 31/12/2003
Consolidated Y Y
Subsidiary N N
No. of Weeks 52 52
Currency (GBP '000) (GBP '000)
Audit Qual./Comment No No
 
Profit and Loss
Turnover 32,196,000 26,315,000
Pre-Tax Profit 6,917,000 6,076,000
Number of Employees (actual) 133,300 119,500
 
Balance Sheet
Total Current Assets 299,172,000 222,147,000
Total Current Liabilities 495,355,000 386,983,000
Working Capital -196,183,000 -164,836,000
Shareholders Funds 31,865,000 26,098,000
 
Directors
 
Company Secretaries
MILLER ROR MCLEAN
 
Directors
GEORGE ROSS MATHEWSON
ARCHIBALD SINCLAIR HUNTER
ROBERT AVISSON SCOTT
FREDERICK INGLIS WATT
EILEEN ALISON MACKAY
PETER DENIS SUTHERLAND
LAWRENCE KINGSBAKER FISH
COLIN ALEXANDER MASON BUCHAN
JAMES MCGILL CURRIE
STEPHEN ARTHUR ROBSON
FREDERICK ANDERSON GOODWIN
GORDON FRANCIS PELL
JOSEPH PATRICK MACHALE
CHARLES JOHN KOCH

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